PRIVACY POLICY

Last Updated: 11/18/2025

CM Financial Services ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, and protect your personal information.

INFORMATION WE COLLECT
We collect information you provide directly to us, including:
- Name and contact information (email, phone number)
- Information you provide in consultation forms
- Tax-related information you share during consultations

We also automatically collect:
- Website usage data (pages visited, time spent)
- Device and browser information
- IP address and location data

HOW WE USE YOUR INFORMATION
We use your information to:
- Provide tax preparation and advisory services
- Respond to your inquiries and schedule consultations
- Send you requested information (e.g., tax prep checklist)
- Improve our website and services
- Comply with legal obligations

We do NOT:
- Sell your personal information to third parties
- Share your information except as required by law
- Send marketing emails without your consent

DATA SECURITY
We implement reasonable security measures to protect your information. However, no internet transmission is 100% secure. You provide information at your own risk.

YOUR RIGHTS
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information
- Opt out of marketing communications

To exercise these rights, contact us at: info@cmfinancialservices.com

COOKIES
Our website may use cookies to improve user experience. You can disable cookies in your browser settings.

THIRD-PARTY SERVICES
We may use third-party services (e.g., Google Analytics, email providers) that collect information. These services have their own privacy policies.

CHILDREN'S PRIVACY
Our services are not intended for individuals under 18. We do not knowingly collect information from children.

CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time. Changes will be posted on this page with a new "Last Updated" date.

CONTACT US
If you have questions about this Privacy Policy, contact us at:
Email: info@cmfinancialservices.com
Website: www.cmfinancialsvc.com